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HOA Insurance Claims Process: A Step-by-Step Guide

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9 7. THE HOA BOARD OR COMMUNITY MANAGER REACHES AN AGREEMENT. The details and information obtained during the inspection should give the insurance adjuster enough to reach a decision on your claim. Before accepting a settlement, review the offer carefully, including the terms and conditions. You want to ensure it accurately reflects your community's losses and aligns with the benefits in your insurance policy. If your board and community manager agree with the insurance adjuster's assessment of damages, accepting the offer will resolve the claim. 7 6 5 4 8 9 10 11 3 2

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