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2. THE AGENT
OR CLAIMS
MANAGER FILES
THE INSURANCE
CLAIM.
After providing as much information as you
can about the incident, your agent or claims
manager will review everything and file the
claim with your HOA insurance carrier. The
official insurance claim is the documented
request for compensation to cover losses
caused by the incident, such as:
• Cost of repairs to buildings or structures
• The cost of replacing damaged equipment
• The injured person's medical expenses
• Costs associated with theft or vandalism
At this point, consider keeping your HOA
attorney informed or involved in the process.
Depending on the situation, you may need legal
guidance if a dispute arises and you're unsure
how to proceed. It can help if your attorney is
already up to speed with what's happening.
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