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HOA Insurance FAQs for Beginners

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7. How much is HOA insurance? The cost of HOA insurance will depend on several factors. Some communities have more common areas or shared structures than others, which may call for a more comprehensive policy. Likewise, your location may be more at risk for property damage than others, making it wise to include flood or earthquake protection in your master policy. These are all considerations to think about when shopping around for insurance quotes and consulting with brokers.

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