6
From Fines to Foreclosure:
The Rule Enforcement
Process Explained
Whether you're a board member leading a community or a homeowner
who agreed to a set of rules at closing, understanding the enforcement
process is essential to a well-functioning association. While the steps
vary based on your rules and state laws, this chart explains what you can
generally expect when faced with a violation.
Note: If the violation is resolved and fines paid at any step,
the process stops.
*Depending on nature of violation, state law and governing document language
Violation called in or noticed during
an inspection
Send violations notice
Optional second
warning issued
Homeowner notified of non-
compliance hearing. Hearing
is conducted whether or not
homeowner attends.
Homeowner notified of board
decision, immediate consequences
and conditions for continued non-
compliance. Examples include
confirmation of a resolution plan,
fines assessed, loss of access to
amenities.
Homeowner notified of lien*
if non-compliance and failure
to pay fines continues
Homeowner notified of foreclosure action*
if non-compliance and failure to pay fines continues
Having consistent, fair, and transparent processes in place will protect all
involved stakeholders. Be sure to communicate clearly and assume that
everyone wants to be compliant.
